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Ford Credit sees little to worry about from longer terms

Ford Credit doesn't like the rise in longer-term loans but also doesn't worry about their impact on the industry. Maybe that's because it has largely avoided joining the trend.

BLOG: HANNAH LUTZ

Bank programs could alter dealership-customer relations

New car-shopping programs from Bank of America and Chase aim to provide leads to dealerships. But what are the risks?


Import stores outpace domestics in F&I as share of new revenues

Import-brand dealerships outpaced their domestic-brand rivals in finance and insurance income as a percentage of total new-vehicle department revenue, a study found.



Captives poised to gain ground on banks

Captive finance companies are set to continue taking auto-financing market share from banks this year. Here's why.

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LETTER TO THE EDITOR
It's not F&I markup, it's reimbursement

The difference between the wholesale rate and the retail rate isn't F&I markup or hidden dealer profit -- it's reimbursement for the cost of originating the transaction.


CarMax hikes loan-loss provisions

CarMax raised its provision for loan losses 50 percent in the quarter ended Feb. 28 but cautioned against reading too much into the increase.


Huntington: Dealerships hold key to growth

Huntington National Bank wants to grow its auto finance business by going “deeper” in its existing markets after several years of adding new states to its network and by serving F&I managers' needs.

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